My coauthors, to whom I owe a lot (in chronological order)

• Robert M. Townsend, MIT
• Maitreesh Ghatak, London School of Economics
• Anna Paulson, Federal Reserve Bank of Chicago
• Pranab Bardhan, University of California, Berkeley
• Suman Ghosh, Florida Atlantic University
• Mandar Oak, University of Adelaide
• Stephen T. Easton, Simon Fraser University
• Jasmina Arifovic, Simon Fraser University
• Fernando Martin, Federal Reserve Bank of St. Louis
• Mark Wright, Federal Reserve Bank of Minneapolis
• Jesús Saurina, Bank of Spain
• Anke Kessler, Simon Fraser University
• Tenzin Yindok, University of Toronto - Mississauga

• Bianjun Xia, Douglas College
• Yi Xue, UIBE
• Xiaochuan Xing, Yale University
• Rogayeh Dastranj Tabrizi, Theory & Practice
• Fernando Aragon, Simon Fraser University
• Karuna Krishnaswamy, World Bank Group
• Hitoshi Shigeoka, Simon Fraser University
• Shih En Lu, Simon Fraser University
• Anil Donmez, Simon Fraser University
• Dongwoo Kim, Simon Fraser University
• Shayan Zarifian, Simon Fraser University
• Benoit Mojon, BIS
• Albert Pierres Tejada, BIS